Valuable Items

Protect Your Priceless Possessions with Special Coverage 

When it comes to insuring your most cherished and valuable possessions, it's essential to recognize that a typical homeowners policy may have limited coverage for these items. While your chosen insurer for homeowners insurance may provide coverage for your general belongings, there are specific considerations for high-value items that may fall short of your expectations in the event of loss.

Jewelry: If you own an expensive engagement ring, fine jewelry, or other valuable pieces with individual values exceeding $1,000, it is wise to consider adding them as separate items to your policy. By doing so, you can obtain coverage that protects against loss or theft without incurring a deductible.

Fur Coats: Luxurious fur coats can be worth thousands of dollars and often require individual scheduling on policies to ensure adequate coverage.

Fine Art and Collections: If you possess valuable art pieces or unique collections, they may also require special consideration for coverage beyond the limits of a standard homeowners policy. Silverware, China, and Crystal: Exquisite silverware, delicate China, and dazzling crystal items may exceed the coverage limits of a typical policy. Adding them separately to your homeowners insurance ensures they are adequately protected.

Other High-Value Items: Consideration should also be given to items such as cameras, computers, musical instruments, and firearms. These high-ticket possessions may require special coverage to safeguard their value. At the Gansfuss Agency, we understand the significance of your valuable treasures and the importance of ensuring their protection. Our knowledgeable team is here to guide you through the process of adding special coverage for these items to your homeowners policy. We will help you navigate the intricacies and provide you with the peace of mind that your treasures are adequately insured.

Don't leave the fate of your high-value possessions to chance. Contact us today, and let us assist you in preserving and protecting the items that bring you joy and hold sentimental value. Your treasures deserve the specialized coverage they need, and we are here to help you make it happen.