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Most people have a boat or waverunner to enjoy it, not to get headaches. You have to keep certain things in mind.

• There are over 17 million boats on our waterways during the boating season
   
• Not all of boat owners are licensed
   
• What if you accidentally hit one of the 10’s of millions of water skiers and swimmers
   
• Your watercraft could get damaged at dock, out at sea or while in transport
   
• In 2002, there were 5,705 accidents, 4,062 injuries and 750 fatalities and a resulting $39,185,172 in property damage
   
• Approximately 80% of all fatalities (in 2002) occurred on boats where the operator had not received boating safety instruction
   
• Alcohol was involved in 39% of all boating fatalities in 2002, up 5% from the previous year

Since you can’t control everyone on the water, make sure you have adequate coverage for you and the ones you love.